Kirk Howard – Branch Manager

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I HAVE BEEN INVOLVED IN THE MORTGAGE LENDING INDUSTRY SINCE 1993. Graduated from Arizona State University with a Business Degree in 1992. I have lived in Arizona over 20 years with my wonderful family (wife, Julie and two boys Dakota 16 and Chase 14). I have taken great pride in helping many families, investors and friends accomplish their housing dreams.

HELPING PEOPLE IS WHAT I DO!

If you are going to work with someone it only makes sense to work with the best. Working with a great mortgage consultant makes all the difference in obtaining the best loan product. I am a credit expert and know mortgage loans better than anyone. With me you will get straight honest answers every time.

GO TO THE SOURCE

No brokering, no middleman, no messing around. The industry’s average closing time is 45 days to close a mortgage loan and our average closing time is 21 days. We simply do it better and with greater efficiently. How is this done? At Alterra Home Loans, we are the mortgage banker “lender”. We originate, process and underwrite our loans here in Gilbert, Arizona. If you want a status of your loan you will never get the run around from the Kirk Howard Team. I am one of the top lending teams in Arizona and specialize in FHA, VA, Conventional, Jumbo and Niche programs. At Alterra Home Loans we solve problems and open doors.

Specialties:  Helping with Credit Repair, First Time Home Buyers, FHA 203K, Down Pay Assistance Programs and Investor Loans.

CALL OR EMAIL ME NOW:

Phone #: 480-442-8834
Alt Phone #: 480-570-0340
Fax #: 480-570-0340
Email: khoward@goalterra.com
NMLS: 326442 / Branch NMLS: 861101
3303 E. Baseline Rd.
Bldg 5, Suite #109
Gilbert, AZ 85234