Alterra Home Loans Offers a Wide Variety of Home Loan Mortgage Options.

No matter what type of mortgage program you are looking for, we can help you.  Below are several home loan options that we offer.

30-Year Fixed Rate Mortgage – A 30 year fixed mortgage is the most commonly used mortgage loans. Understanding a 30 year fixed rate mortgage is simple because this is one of the simplest, safest, and most frequently used mortgages for buying a home or a rental property.
Click here for more information on 30-year fixed rate mortgages.

15-Year Fixed Rate Mortgage – With a 15-year mortgage, you can have your mortgage paid off in half the time of a 30-year mortgage.  The rate and payment will remain fixed for all 15 years, though the payment obviously will be a little higher that a 30 year term.
Click here for more information on 15-year mortgages.

FHA Home Loan – FHA home loans are Federal Housing Administration mortgage insurance backed loans provided by an FHA approved lender (Alterra Home Loans). The FHA does not actually give the loan but, rather insures the loan given by the participating financial institution.
Click here for more information on FHA loans.

VA Home Loan – For those men and women who have served our country (and we thank you all for your services!) who wish to buy a house, a VA Home Loan can make doing so incredibly easier and simpler than getting a traditional loan from a financial institution.
Click here for more information on VA Home Loans.

Specialty Loan Programs – Alterra Home Loans also offers a wide variety of Specialty Loan Programs that may only be available for certain qualification.