HARP 2.0 Home Affordable Refinance Program

What Is The HARP 2.0 Home Affordable Refinance Program?

The new Home Affordable Refinance Program (HARP), version 2, is here to help homeowners refinance into a more affordable, and perhaps even more stable, home loan. Traditional refinancing programs are often declined due to home values at less than the loan amounts. HARP has the ability to overcome that obstacle and help those that are upside down on their mortgage refinance to current low mortgage rates.

Alterra Home Loans is an authorized lender to help you with your HARP 2.0 refinancing needs. Call us today to discuss your options and eligibility for this new program.

Call Today To See If You Qualify: 866-584-6655

You can also fill in the form below to help determine if you meet the initial requirements for refinancing with the new HARP 2.0 program.

If you are unsure if your mortgage is backed by Fannie Mae or Freddie Mac, you can check at: http://www.fanniemae.com/loanlookup/ or http://www.freddiemac.com/mymortgage.

Is Your Current Mortgage Owned/Guaranteed By Fannie Mae or Freddie Mac?*
- Yes
- No
Who Do You Make Your Current Mortgage Payment To?*
(EX: Wells Fargo, Bank of America, Chase...etc)
Was This Mortgage Funded On Or Before May 31, 2009?*
- Yes
- No
Have You Previously Refinanced This Mortgage Under HARP Since June 1, 2009?*
- Yes
- No
*unless it is a Fannie Mae loan that was refinanced under HARP from March-May, 2009.
Will All Three Of These Statements Be True At The Time You Are Refinancing?

Your Existing Mortgage Is Current.

You Have Not Made A Late Payment In The Last 6 Months.

You Have Not Made More Than 1 Late Payment In The Last 12 Months.
Are all 3 statements true?*
- Yes, all 3 are true.
- No, they are not true
Is Your Current Loan Balance Below Conforming Loan Limits?*
- Yes
- No
*Check current loan limits here: http://www.fanniemae.com/portal/about-us/loan-limits/index.html
Is Your Current Loan Balance More Than 80% Of The Value Of Your House?*
- Yes
- No
It Appears As If You Meet The Initial Requirements For The HARP 2.0 Program! Would You Like To Have One Of Our HARP Specialists Go Over The Details With You?
- Yes
- No
That Answer May Not Make You Eligible For The HARP 2.0 Program. Would You Like One Of Our Loan Specialists To Contact You With Possible Alternative Financing Solutions?*
- Yes please. I would love to find out about any options I may have.
- No thanks.
Name*
FirstLast
Email*
Phone:*
What State Is The Property Located In?*
What Is The Approximate Balance Of Your Existing Mortgage?*
What Is The Approximate Value Of Your Property?*
Additional Details:
Phone
This field is for validation purposes and should be left unchanged.

Type of Loan:*
Credit History:*
Property Value:*
Loan Amount:*
State:*
Name:*
FirstLast
Email:*
Phone:*
Additional Information:
Email
This field is for validation purposes and should be left unchanged.

Disclaimers:

Equal Housing Lender. Alterra Home Loans, a division of Venta Financial Group located at 1290 S Jones Blvd Las Vegas, NV 89146, is a S Corporation. NMLS: 133739 CA Department of Real Estate. DRE # 01842885. Nevada Mortgage Lending Division Lic # 3388. Texas State Banker License. Oregon State License # ML-4879. Washington State License # 510-MB-51235. Alabama State License # 21271. Georgia State License # 30249. Florida State License # ML100000182..This is not an offer for extension of credit or a commitment to lend.

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